Banking Software Solutions

Banking and Authorization Solutions – Smart, Integrated, and Reliable Financial Infrastructure 

Intetra’s Banking and Authorization Solutions provide a real-time, modular financial infrastructure that powers electronic toll collection systems such as HGS (Fast Pass System). 
With its highly scalable architecture, the system ensures seamless integration between multiple banks, payment systems, and operational environments. 

The authorization process operates through multiple modular components that handle transactions such as balance inquiry, top-up, automatic payments, and fee collection. Each module performs a specific function and can be easily expanded or customized according to operational requirements. 

System Features 

Shadow Account Structure 
Each HGS tag is managed through its own shadow account within the banking infrastructure. This provides an additional secure layer, ensuring that user transactions are processed without directly exposing bank or credit card details. 

Multi-Bank Integration 
The system is fully integrated with 15 different banks. All HGS tags associated with these banks have defined shadow accounts, and all related financial operations are securely managed. 

Automatic Balance Top-Up and Real-Time Payment Support 
Users can link their tag to a bank account or credit card and set a minimum balance threshold. When the balance drops below this limit, the system automatically tops up the shadow account. 
Additionally, if the bank offers a real-time top-up service, the system can directly perform instant online charge operations through the shadow account when the balance is insufficient. 

Transaction Settlement and Financial Processing 
Once a toll transaction is finalized and the fee is calculated, the system settles the transaction through the banking infrastructure based on the related product or license plate information. This ensures that all payments are validated, traceable, and fully reportable. 

Secure, Flexible, and Fully Integrated 

Intetra’s banking infrastructure offers high security, complete traceability, parametric configuration, and API-based integration, bringing secure financial management to all electronic tolling solutions — including HGS, Free Flow, and Toll Plaza Systems. 

Intetra Banking and Authorization Solutions – the financial core of intelligent transportation technologies. 

For more information about our reliable and flexible solutions, please contact us.